Corporate Finance

Corporate Loans

Many businesses raise loans for property purchase from the High Street banks, but would actually prefer to keep borrowing and banking separate.

We are well experienced in raising commercial loans from a wide variety of sources for property purchase, in the name of business owners themselves, the business, or within a pension, each route having its own advantages and disadvantages.

There are a number of other areas where independent specialists can provide a better service than High Street banks and we may well be able to help you in sourcing services which are more flexible, efficient and/or more cost effective.

Invoice Finance

Cash flow is the lifeblood of any business. With more and more pressure being put on businesses to offer extended credit terms, or just the every day pressure of waiting to be paid, cash flow funding via an Invoice Finance Facility is often a solution for many businesses.

The key to making this successful is in using  a financier that structures a facility around your needs, rather than trying to fit you into their 'box'.

With availabilities of up to 90% gross value of invoices and competitive fes and margins over base rate funds you draw, we have access to lenders who will look at most industry sectors.

Lease Finance

Short term funding for capital purchases, or corporate restructuring supports cash flow by freeing up funds for working capital. Funding can be for short term periods (six months to three years) and can attract 100% tax relief. Our partner has over 30 years experience of funding to all businesses in the South West, from start-ups to well established major companies. They pride themselves on the speed of their decision-making (usually within a few days) and with a minimum of fuss.

Foreign Exchange

For companies who need to make and receive international payments, speed and efficiency are as important as exchange rates and fixed costs.

Our partner in this field is a major UK company with local representation. They simply take a smaller margin than the major High Street banks and offer services not easily available elsewhere.