Our Lifestyle Financial Planning Process

The key to our financial planning process is in helping our clients to plan for a comfortable "Rest of Your Life" based on their lifestyle. For every individual the cost of this "Rest of Your Life" is different, and the cost will depend on the lifestyle you want:

• Do I want to be self-sufficient?
• Do I want the holiday cottage in Tuscany, or the yacht in Salcombe?

As in business, the only way to gain a clear view of your financial future is by constructing lifelong detailed cash flow forecasts, based upon reasonable assumptions regarding cash inflows and outflows, future inflation, and future investment returns. These will show you how best to plan for the future you want and how best to prepare for any unforeseeable events which may occur on the way.

Only when we have helped our clients to understand the cost of their current lifestyle and their future needs, can we develop a "Lifestyle Financial Plan". And this is what makes us different. It is the basis of the real value we provide to our clients from the very beginning, and by the use of disciplined reviews, on their continuing journey to achieve their goals.

We are based in South Devon but cover the South West - including Devon and Cornwall, Avon, Dorset and Somerset - for clients who appreciate our approach and process.